Snapiro limits how much you can withdraw, and on Tier 1 how much you can spend on bills, in any 24 hours. The limit depends on your verification tier, and moving up a tier raises or removes it.
The limits
| Tier | Bills | Naira withdrawals |
|---|---|---|
| Tier 1 (email and phone) | Up to ₦20,000 in 24 hours | Not available |
| Tier 2 (BVN or NIN) | No daily limit | Up to ₦100,000 in 24 hours |
| Tier 3 (BVN and NIN) | No daily limit | No daily limit |
These amounts are set by Snapiro and the figures above are the defaults.
How the 24 hours work
It’s a rolling 24 hours, not a calendar day. Pending, processing and completed payments all count, so a withdrawal that’s still waiting to be paid uses up part of your limit.
Messages you may see
- “Until you verify your BVN or NIN, you can pay up to ₦20,000 in 24 hours (₦X left).”: you’re on Tier 1 and close to the bill limit.
- “At Tier 2 you can withdraw up to ₦100,000 in 24 hours (₦X left).”: you can still withdraw the amount left, or move up a tier.
How to get a higher limit
Or wait for older payments to fall outside the 24 hours. The full table is in verification tiers and limits.
