In Abuja, USDT often comes from consulting, contract or remote work for organisations outside Nigeria. Converting it should be as tidy as the work itself. On Snapiro you copy your personal USDT address, send on TRC20, BEP20 or ERC20, and see your naira figure before you accept it.
For contractors in Wuse, Maitama and Garki
If you invoice in USDT, give your client your Snapiro address and the network from the app. When it arrives and confirms, sell what you need and keep the rest in USDT if you prefer.
Paying Abuja bills
After you sell, the naira can go to your bank or pay your AEDC token, DStv or data from the same balance.

